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Compare modified car insurance quotes

It’s quick and easy to compare modified car insurance and find the best value cover – we just need a few details about you and your modified vehicle.

1
Let us know your vehicle details

The make, model and year, as well as any modifications made.

2
Tell us a bit about you

Your name, age and where you live, as well as your occupation.

3
What cover do you need?

How do you use your vehicle? Choose the policy that suits you.

We compare the market to find you the best deals!

Why Choose It's Compare?

Why choose it’s Compare?

It’s Compare is the UK’s premier price comparison site for specialist insurance. If you have a niche vehicle or home, our expert panel will provide tailored quotes from trusted insurers. With decades of experience, our team ensures you get the right cover for your needs.

Once we’ve matched you with a relevant insurance partner, you decide what policy best suits you.

Compare Modified Car Insurance with It’s Compare

Find the specialist modified vehicle insurance you need with It’s Compare. Unlike many insurance price comparison websites that won’t handle specialist insurance on modified cars and vans, It’s Compare was created for drivers with specific insurance requirements. With a wide range of specialist insurers and schemes, It’s Compare searches the market to help you compare modified car insurance deals at the most affordable prices for your modified vehicle.

As well as searching our panel of modified and customised vehicle insurers, we’ve partnered with Quote Zone to provide you with an even broader market comparison for your modified car insurance needs.

If you choose an alternative insurance provider, you will be transferred away from the It’s Compare website. We provide a non-advised service, which means we cannot make a recommendation; however, we will give you the information you need to make an informed decision. If you experience any issues with the cover you have purchased via Quote Zone, please contact your selected provider directly.

*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Frequently Asked Questions

Standard insurers often won’t cover modifications, or they may exclude them from your policy. By using It’s Compare, you can compare modified car insurance quotes from insurers who understand the specific risks and ensure your cover protects all declared modifications.

Any modification that changes your vehicle from its original factory specification can impact insurance. This includes cosmetic changes (body kits, alloy wheels, paintwork), performance upgrades (engine tuning, exhausts, suspension), and safety/security enhancements. It’s Compare helps you find insurers who will cover these fairly.

Almost certainly, yes. Many drivers overpay by sticking with providers who don’t specialise in modified vehicles. It’s Compare searches a panel of specialist insurers so you can compare modified car insurance quotes and find the most competitive deal without sacrificing suitable cover.

Failing to declare modifications can invalidate your policy, leaving you without cover if you need to make a claim. It’s Compare works with insurers who expect full transparency and provide peace of mind by insuring your modifications properly.

Not necessarily. Some modifications, like improved security systems or parking sensors, may lower your premium. Others, such as engine performance upgrades, may increase it. It’s Compare helps you find insurers who assess modifications fairly, not just apply blanket increases.

Simply enter details about your vehicle, its modifications, and your driving history. It’s Compare and our partner, QuoteZone, then search specialist insurers and present you with tailored quotes, so you can quickly compare modified car insurance options side by side.

Yes. It’s Compare offers insurance comparisons for a wide range of modified vehicles including vans, classic cars, imports, and kit cars. Whatever your modification type, we can help you find suitable cover.

Most mainstream comparison sites aren’t designed to handle the complex data involved in modifications, leading to inaccurate or invalid quotes. It’s Compare was built specifically to serve modified vehicle owners, offering accurate, reliable results from trusted UK insurers.

Many modified vehicle owners prefer agreed value cover to ensure their car’s unique upgrades are protected. Some of the insurers on It’s Compare’s panel offer agreed value policies, giving you extra reassurance if the worst happens.

It’s Compare is dedicated to helping UK drivers compare modified car insurance. Unlike generic sites, we partner with insurers who understand modifications, ensuring you save money and get the right cover for your customised vehicle.